(StatePoint)

For older adults, fall is an important time to focus on health and wellness. According to Ryan Kocher, who leads Medicare growth for HealthSpring, the new brand for Health Care Service Corporation’s Medicare business, formerly owned by the Cigna Group, the following three tasks are essential for seniors to complete as cool weather sets in.

Get a Flu Shot

An influenza vaccine can help prevent serious illness due to flu. As immune defense diminishes with age, older adults are increasingly susceptible to flu complications. The Centers for Disease Control and Prevention (CDC) recommends the use of higher dose flu vaccines for people 65 years and older. This fall, in advance of flu season, visit your healthcare provider or pharmacist to get the right vaccine for you. This is also a good time to catch up on any other immunizations that your provider recommends.

Review Medicare Coverage

Medicare is the government health insurance program for Americans 65 and older and others who qualify. Many Medicare beneficiaries choose or change their plans during the Medicare Annual Enrollment Period (AEP), which takes place between Oct. 15 and Dec. 7. HealthSpring is offering a host of Medicare options for 2026. The company provides these tips for selecting a plan:

  • Check for plan changes: Review your plan every AEP, especially if you’ve experienced changes to your health, lifestyle or finances. It’s especially important to read your Annual Notice of Change (ANOC) letter – delivered every September – to find out about any modifications to your current plan.
  • Dig into the details: A good plan is one that includes your favorite providers and specialists and covers the medications you currently take. When reviewing plans, take these factors into consideration.
  • Consider all your options: Medicare Advantage plans cover everything Original Medicare does, so do your research to see if these plans will work for you.
  • Learn more: Before enrolling in a particular plan, be sure you understand the details. Call Medicare at 1-800-MEDICARE (1-800-633-4227) 24 hours a day, 7 days a week; TTY users can call 1-877-486-2048. Or, visit the Medicare Plan Finder website at Medicare.gov/plan-compare. For local assistance, refer to the State Health Insurance Assistance Program website at www.shiptacenter.org. You can also visit individual Medicare plans’ websites for more information. For example, HealthSpring’s website is www.healthspring.com.

Use Your Health Care Benefits

Annual enrollment also serves as a good reminder to take advantage of all your Medicare benefits. Preventive care and a healthy lifestyle can help you maintain your independence and vitality as you age. Tap into what your plan offers so you can actively engage in your health and well-being.

By checking a few important items off your to-do list during autumn, you can ensure you’re well-positioned for a healthy winter and 2026.